We offer three distinct Sharia-compliant investment strategies to provide our clients with options to meet different financial goals, timelines and preferences.
These strategies give our clients a starting point in the construction of their portfolios. Each client portfolio can then be further customized based on the client’s specific needs.
Strategy: AGGRESSIVE
Asset Allocation:
80% – 95% Equity
0% – 20% Fixed Income
0% – 20% Cash
Objective: Long-term capital growth
Description: The ShariaPortfolio Aggressive investment strategy focuses on individual Sharia-compliant common stocks primarily using a value-based approach to selection. Sharia-compliant mutual funds are also utilized for greater diversification and added exposure to international investments. This strategy is suitable for investors with a time horizon greater than five years.
Strategy: MODERATE
Asset Allocation:
70% – 85% Equity
10% – 30% Fixed Income
0% – 20% Cash
Objective: Growth and income
Description: The ShariaPortfolio Moderate investment strategy focuses on dividend-paying Sharia-compliant stocks and mutual funds. Stocks are selected using a value-based approach. Sharia-compliant mutual funds are also utilized for greater diversification and added exposure to international investments. This strategy is suitable for investors that have a three- to five-year investment time horizon.
Strategy: INCOME
Asset Allocation:
40% – 65% Equity
25% – 50% Fixed Income
0% – 20% Cash
Objective: Income and capital preservation
Description: The ShariaPortfolio Income investment strategy focuses on dividend-paying Sharia-compliant stocks and mutual funds. Stocks are selected using a value-based approach with an emphasis on stability and high yield. This strategy is suitable for short-term investors and those seeking regular income.